ASDA Life Insurance
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Term life insurance:
This kind of policy will pay out a lump sum of cash to your named beneficiary in the event that you die during the policy term. The same holds true if you are diagnosed with a critical illness and doctors believe you have 12 months or less to live. The cost of your insurance premium is fixed throughout the entire duration of the policy, as is the death benefit amount.
Mortgage Life Insurance:
This type of cover will make a lump sum cash payout to your beneficiary for the purposes of paying off your home loan balance. The amount of cover will lessen every year to correspond to the lower balance on your home’s mortgage. Premiums for mortgage life insurance are generally lower than those of term life insurance.
Joint life insurance:
One of the options offered by Asda Life Insurance is joint coverage. You can open a policy that will cover both you and your spouse or partner. This type of coverage can be added to any of the other types of coverage, and is ideal when both you and your partner or spouse contribute to the family’s income.