Sainsbury's Bank Life Insurance
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Add Critical Illness Cover to your policy
Critical Illness Cover is designed to pay a lump sum if you die or are diagnosed with one of the 39 specified critical illness during the term of your policy, and are eligible to claim. This could help towards repaying the mortgage, paying for private medical treatment or simply maintaining your individual or family lifestyle. Click here to find out more.
There are some circumstances when the policy won't pay out. For example, if you don't truthfully provide all the information we request on your application. These are all described in the key features document. This is an important document which you must read, to make sure the policy meets your needs.

£50 voucher and 1,000 Nectar points offer terms and conditions
*Take out Sainsbury’s Life Insurance by 30th November 2010 inclusive and receive £50 of Sainsbury’s vouchers and 1,000 Nectar points when you provide your Nectar card details. Nectar card details must be provided at point of sale and vouchers will not be issued retrospectively. If all conditions are met, your vouchers and Nectar points are paid once a minimum of three months consecutive premiums are successfully collected. If you cancel within this period your vouchers and Nectar points will not be paid. We reserve the right to cancel any policies should we suspect you've set out to defraud us. Offer only available to new Life Insurance customers, limited to one application per customer and cannot be exchanged for cash or used in conjunction with any other offer, promotion or coupon. We may withdraw this offer at any time and the offer may be amended. Employees of Sainsbury's and Legal & General cannot take advantage of this offer.

Decreasing Term Insurance
* Receive a lump-sum payment if you die during the term of your policy
* Suitable to help protect a repayment mortgage
* Amount of cover reduces roughly in line with your outstanding repayment mortgage over the term of the policy
* Monthly payments stay the same unless you change the amount of cover
* Cost of cover is usually cheaper than Level Term Insurance * This means this cover is usually chosen to help protect a repayment mortgage, so that the amount of insurance decreases roughly in line with your remaining mortgage debt.

Level Term Insurance
  • Help protect your family. Lump sum payment if you die during the term of your policy .Fixed level of cover for the term of the policy.


Protect your mortgage
  • This means this cover is usually chosen to help protect a repayment mortgage, so that the amount of insurance decreases roughly in line with your remaining mortgage debt.
Quote in minutes
  • If Legal & General can’t provide you with cover straight away, you will still be covered for accidental death benefit for up to 90 days while your application is processed.
What to do
  • Choose your Life Insurance product. Decide the amount and length of cover you want. Get a quote online or over the phone