Scottish Friendly Over 50's Insurance
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What does the Over 50's Guaranteed Protection Plan offer?
The Scottish Friendly Over 50's Guaranteed Protection Plan provides guaranteed life assurance for the over 50's. It's a simple, affordable way to prepare for the future. You can feel reassured that from just 27p a day you could get guaranteed life insurance, which is designed to pay your family a cash lump sum or help pay for funeral expenses.
* No intrusive questions about your health
* No medical required
* Guaranteed cash lump sum payable on death
The Scottish Friendly Over 50's Guaranteed Protection Plan can help you take care of what's important and, once you have, it means you can get on with enjoying life.

Cover for life :
Once you're accepted, you remain fully covered for as long as you continue to pay your premiums. Full life insurance begins after your second year. If you die of natural causes during your first 2 years, we will return your premiums in full. However, should you die of accidental causes during this time, we will pay out your life insurance in full.
What's more, once you reach the age of 85, you will no longer be required to pay any monthly premiums into your plan, but your level of life insurance will remain the same and your loved ones will receive the same payout. Depending on how long you live, the total premiums paid in may be more than the amount payable on death. If you stop paying the premiums, the plan will lapse with no value.

Get an extra £200 of funeral benefits with Golden Charter:
If you'd like your Scottish Friendly Over 50's Guaranteed Protection Plan payout to be used towards paying for your funeral, why not nominate your payout to Golden Charter, the UK's leading independent funeral plan provider. Not only will you have the peace of mind of knowing they'll take care of arrangements for you, you'll even have an extra £200 of funeral benefits added to your payout.
Choosing the Golden Charter option couldn't be easier. To receive an extra £200 of funeral benefits when your plan pays out, just tick the Golden Charter box on your application form.

Investment Bonds
  • The Scottish Bond is one way to make the most of your tax-free allowance. Unlike most investments,



Investment Plans
  • We have been helping people invest since 1862 and our range of tax-free investment plans



Child bond
  • With our child bond you pay no income tax and no capital gains tax and build your investment into a potentially substantial cash sum.

Life Cover
  • Choose one of our life cover plans and get the peace of mind that comes with Scottish Friendly life cover